Post office me Account Kaise Khole

Post Office ke liye ek savings account khulwana bahut aasaan hai. Niche diye gaye steps ko follow kare:

  1. Post Office visit kare: Sabse pehle aapko apne nearest post office me jana hoga.
  2. Form obtain kare: Post Office me jane ke baad, aapko savings account ke liye form obtain karna hoga. Form aapko post office me mil jayega.
  3. Form fill kare: Form ko carefully fill kare aur saare required details dale, jese aapka naam, address, date of birth, aur aadhar card number.
  4. KYC documents submit kare: Form fill karne ke baad, aapko KYC (Know Your Customer) documents, jese aadhar card aur PAN card, submit karne honge.
  5. Initial deposit kare: Form submit karne ke baad, aapko apne account me initial deposit karna hoga. Kisi bhi Post Office Savings Account me minimum deposit Rs. 20 rakhni hoti hai.
  6. Account opening confirmation: Account opening process complete hone ke baad, aapko confirmation receipt mil jayega jisme aapka account number aur other details hongi.

Is process ko follow karne se aap easily Post Office me apna savings account khulwa sakte hai.

Key Highlights of Post office Account open Savings Scheme

Post Office Savings Account Scheme ke kuch key highlights niche diye gaye hain:

  1. Minimum balance: Post Office Savings Account me minimum balance rakhne ki zarurat nahi hai.
  2. Interest rate: Post Office Savings Account me annual interest rate 4% hai, jo quarterly compounded hota hai.
  3. Easy access: Post Office Savings Account holders apne account ki details aur balance anytime check kar sakte hain aur apne paise Post Office me hi withdraw kar sakte hain.
  4. Easy transfer: Post Office Savings Account holders apne account ko kahi bhi transfer kar sakte hain.
  5. Safety and security: Post Office ke paas strict security measures hain jisse account holders ke paise safe hain.
  6. Available for all: Post Office Savings Account kisi bhi Indian citizen ke liye available hai.
  7. Nomination facility: Account holders apne account ke liye nomination facility avail kar sakte hain.
  8. No hidden charges: Post Office Savings Account me koi bhi hidden charges nahi hai.

In short, Post Office Savings Account ek safe, secure, aur affordable savings option hai jisse koi bhi Indian citizen avail kar sakta hai.

Documents for Post Office Account Open

  1. KYC documents: Aapko apna Aadhaar card aur PAN card submit karna hoga.
  2. Address proof: Aapko apna address proof, jese driving license, passport, ration card, ya voter ID card, submit karna hoga.
  3. Passport size photographs: 2 passport size photographs.
  4. Form fill karne ke liye personal details: Aapke naam, address, date of birth, aur contact details.

Note: Required documents ko Post Office me submit karne ke baad, account opening process start ho jayega aur aapka account within a few days me open ho jayega. Different Post Offices ke different rules aur regulations ho sakte hain, isliye aap apne nearest Post Office se confirm kare ki aapke paas saare required documents hain ya nahi.

Post Office savings accounts Eligibility

  1. Citizenship: Account open karne wala Indian Citizen hona chahiye.
  2. Age: Account open karne wale ka age 10 years se lekar 120 years tak hona chahiye.
  3. Address: Account open karne wale ka permanent address India me hona chahiye.
  4. Identity proof: Account open karne wale ko apna Aadhaar card aur PAN card submit karna hoga.

Note: Post Office ke different savings accounts ke different eligibility criteria ho sakte hain, isliye aap apne nearest Post Office se confirm kare ki aap account open karne ke eligible hain ya nahi.

Post Office me ek savings account khulwana bahut aasaan hai. Niche diye gaye steps ko follow kare:

  1. Post Office visit kare: Sabse pehle aapko apne nearest post office me jana hoga.
  2. Form obtain kare: Post Office me jane ke baad, aapko savings account ke liye form obtain karna hoga. Form aapko post office me mil jayega.
  3. Form fill kare: Form ko carefully fill kare aur saare required details dale, jese aapka naam, address, date of birth, aur aadhar card number.
  4. KYC documents submit kare: Form fill karne ke baad, aapko KYC (Know Your Customer) documents, jese aadhar card aur PAN card, submit karne honge.
  5. Initial deposit kare: Form submit karne ke baad, aapko apne account me initial deposit karna hoga. Kisi bhi Post Office Savings Account me minimum deposit Rs. 20 rakhni hoti hai.
  6. Account opening confirmation: Account opening process complete hone ke baad, aapko confirmation receipt mil jayega jisme aapka account number aur other details hongi.

Is process ko follow karne se aap easily Post Office me apna savings account khulwa sakte hai.

Daakaghar mein bachat yojanaen kaun kaun see hain ?

Post Office me several savings schemes available hain, jinko Indian citizens avail kar sakte hain. Inme se kuch popular savings schemes niche diye gaye hain:

  1. Post Office Savings Account: Ye ek regular savings account hai jisme account holder apne paise deposit kar sakte hain aur interest earn kar sakte hain.
  2. Monthly Income Scheme (MIS): Ye ek fixed deposit scheme hai jisme account holder ko monthly income milti hai.
  3. Time Deposit Scheme: Ye ek fixed deposit scheme hai jisme account holder apne paise fixed tenure ke liye deposit karke interest earn kar sakte hain.
  4. Public Provident Fund (PPF): Ye ek long-term savings scheme hai jisme account holder apne paise 15 years ke liye deposit karke interest earn kar sakte hain.
  5. Sukanya Samriddhi Yojana (SSY): Ye ek girl child savings scheme hai jisme parents ya guardians apni beti ke liye paise deposit karke unke future ke liye secure rakh sakte hain.
  6. Senior Citizen Savings Scheme (SCSS): Ye ek special savings scheme senior citizens ke liye hai jisme unhe attractive interest rate milta hai.

Inme se kisi bhi savings scheme ke bare me jyada janakari ke liye aap apne nearest Post Office ya Post Office website se jankari le sakte hain.

Post Office Toll Free Helpline Number

Post Office India ke liye national toll-free helpline number hai:

1800-11-2011

Is helpline number par aap Post Office ke services, savings schemes, aur other related information ke baare me puch sakte hain. Helpline number 24×7 available hoti hai aur ispar aap hindi aur english dono languages me baat kar sakte hain.

By pmindia

PM India Yojana. सरकारी योजनाओ की जानकारी हिंदी में· Central Government Scheme · Pradhan Mantri Yojana, and Latest Government Scheme.

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